Pay at Your own Pace
With Affirm, split purchases into monthly installment payments over a time period that fits your budget
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to choose a monthly installment plan over a time period that works best for you.
How Affirm works
Choose monthly installments that fit your budget.
For example, an $800 purchase might cost $72.21/mo over 12 months at 15% APR.
Just select Affirm at checkout.
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Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
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Choose how to pay
Pick the plan that fits your budget. You’ll never pay late or hidden fees.
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Pay over time
Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.
Buy withConfidence
With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
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Transparent
You’ll never pay late fees, hidden fees, or annual fees. And never any compound interest, either.
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Flexible
You choose the payment schedule that works best for you.
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Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever.
Rates from 0–36% APR. For example, an $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. Affirm, Inc., NMLS 1883087. Affirm Loan Services, LLC, NMLS 1479506.
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes. Start the return process with Hybrid Racing. Our return policy applies to purchases made with Affirm.
Does checking my eligibility affect my credit?
Creating an Affirm account or checking your eligibility is a soft inquiry and does not affect your credit score. If you accept a payment plan, your loan and repayment activity may be reported to credit bureaus.
Visit Affirm’s Help Center for details.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify your identity when you create your account and sign in.
Where can I learn more about Affirm?
Visit affirm.com.